The Smart Move: How One Family Saved $94,000 While Upgrading Their Home and Lifestyle
Buying a home isn’t just about THE DARN INTEREST RATE!!! There are so many other factors - it’s more about how you live.
Many homeowners stay in a home out of habit, convenience, or fear of a higher rate%, not realizing that a strategic move could enhance their lifestyle AND save them money.
That’s exactly what happened for one of our recent clients who made The Smart Move—transitioning from a large, aging home to a brand-new, low-maintenance home while cutting their overall cost of ownership by $94,000 over 10 years!
Let’s break down how they did it—and how you could too.
The Challenge: A Home That No Longer Fit Their Needs
Our clients purchased their 4,000 sq. ft. home in 2021, but by 2024, they started seeing the writing on the wall:
✅ High maintenance costs – The home, built in 1994, was aging. 5-6 windows needed replacing, the driveway was sinking, and updates were needed to maintain resale value.
✅ Increasing expenses – Taxes were $9,052 per year, and the home required higher insurance & utilities than a newer, more efficient home.
✅ A lifestyle shift – With kids moving out, they didn’t need as much space. Travel and flexibility became a bigger priority.
They loved their home, but love wasn’t enough to justify the long-term costs and upkeep.
The Solution: The Smart Move Strategy
Instead of waiting until their home became a financial burden, they took action and contacted us. Here’s how we helped them transition seamlessly:
Step 1: Finding the Perfect New Home
🏡 We guided them toward a high-quality builder (not just a national chain) with a perfect floor plan and low-maintenance features like an HOA that handles lawn care & snow removal.
💰 They secured $15,000 in incentives toward closing costs or upgrades.
🔑 They only put down $500 to hold the lot while we explored pricing & loan options.
Step 2: Smart Financial Moves
🏦 We connected them with both the builder’s lender & our preferred lender to secure the best rate & terms.
📉 Their new mortgage started higher but included a free refinance option, allowing them to lower their rate to 5% in 2027.
💡 We calculated every cost—now & in the future—to make sure it was the right move.
Step 3: Selling Their Current Home for Maximum Profit
📸 We launched a full marketing strategy—drone photography, staging, and pricing designed to attract multiple offers.
📈 40+ groups toured the open houses + 20+ private showings in just one weekend.
💰 We sold fast at top dollar, aligning the sale with their new home’s closing date.
The Perks of Their Smart Move
The 10-Year Cost Breakdown: Old Home vs. New Home
🔎 So, how does this Smart Move save them $94,000 over the next decade? Here’s a side-by-side comparison:
CategoryOld Home (1994)New Home (2025, After Refinance)SavingsProperty Taxes$90,520$68,350$22,170Home Insurance$25,000$15,000$10,000Utilities$40,000$28,000$12,000Maintenance Costs$30,000$5,000$25,000Mortgage Payments (10 yrs)$380,400$355,573$24,827Total 10-Year Cost$565,920$471,923$93,997
💥 Total 10-Year Savings: $94,000!
Not only did they upgrade their home and lifestyle, but they also eliminated costly maintenance, reduced taxes, slashed insurance, and saved on utilities—all while keeping a flexible mortgage option.
The Smart Move: Why Wouldn’t You?
Why The Smart Move Makes Sense for You
This isn’t just a one-time success story—this is what we do for our clients every day. Over the past six years:
✅ Our sellers have made over $1M over asking price
✅ Our buyers have secured over $1M in price reductions & seller-paid closing costs
✅ We average over 100% list-to-sale price for our sellers
The question isn’t if we can do this for you. The question is:
🔥 If you could save $94,000 while upgrading your home & lifestyle—why wouldn’t you?
Is It Time for Your Smart Move? Let’s Find Out.
📲 Reach out today, and let’s explore your options. Even if you’re not sure if moving is the right choice, we can run the numbers and build a plan that works for you.
Because the smartest move you can make is knowing your options before the market makes the decision for you.
🔹 Call or DM us today to start your Smart Move! Or fill out this short Seller Assessment to get started.
#TheSmartMove #SeanAndBlanca #DallasMoveMakers #SellSmart #BuyRight #UpgradeYourLife #RealEstateStrategy
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