In a market full of “Guaranteed Offers,” “Cash Offers,” and “Instant Offers,” it's no wonder people are skeptical. We have NEVER recommended these gimmicks to our clients because they often sacrifice a big part of your home’s equity. We call it the “Take My Home Equity and Run Offer.” Thankfully, we’ve partnered with a program that’s genuinely fair, straightforward, and gives you the value you deserve. Here’s how it works.
Who Is a Good Fit for This?
This program is perfect for home sellers who need to move soon, whether due to:
- Stressful circumstances: When you don’t have the time, resources, or desire to handle repairs, showings, or the waiting game.
- Larger, busy families: For families with kids, pets, and all the chaos of daily life, this program offers relief from endless showings.
- Elderly homeowners: Ideal for seniors who may struggle with repairs, clutter, upkeep, or mobility issues that make frequent showings challenging.
Introducing a Cash Offer Program That Protects Your Equity
Here’s the simple, step-by-step breakdown:
Step 1: Receive Your No-Pressure Offer
- Explore Your Options: This is just an opportunity to see if this approach is a good fit for you.
- Professional Guidance: Sean and Blanca will walk you through the offer, ensuring you’re fully informed. You’re not on your own—we only work for and represent you.
Step 2: Accept Your Cash Offer and Move
- Quick Sale, Fair Price: We’ll calculate your home’s market value. For example, if your property is worth $500,000 and you owe $312,000 on your mortgage.
- Close in 30-45 Days: Our investor buys your home for 89% of its market value—$445,000. The commission (6%) and a convenience fee of 6.5% will be withheld for now (but wait)!
- Immediate Cash: You’d be walking away with $77,375 - not that good right? But we’re not done yet.
Here’s where other programs end—but we’re just getting started!
Step 3: Now We List Your Home on the Market!
- Relax and Let Us Sell: While you settle into your new home, Sean and Blanca go to work, putting your home on the market to get the best price possible.
- Enhancements to Maximize Value: We take care of any touch-ups that will attract top offers—cleaning, fresh paint, maybe landscaping—so your home shines.
Step 4: Final Closing and Payout
- Transparent and Fair: Let’s say we sell it for $510,000.
- You Get the Equity Upside: After receiving the new offer price, we recalculate everything commission (6%), and closing costs (estimated at $2,200), the remaining proceeds flow directly to you.
Here’s the final breakdown based on a mortgage balance of $312,000:
- Sale Price: $510,000
- Total Costs (commission, convenience fee, closing costs): $65,950
- Mortgage Payoff: $312,000
- Final Proceeds to You After Mortgage Payoff: 1st check $77,375 + 2nd Check for $54,675 = $132,050
Why This Works for Sellers
- Keep Your Equity: Unlike other cash offers, you keep any additional gains from the final sale.
- Sell With Confidence: Avoid the risky “instant offer” deals that often leave you with a fraction of your home’s real value.
- Peace of Mind: Move on to your next step stress-free, while your agent works to get you the best final price.
If you're considering a cash offer but want a fair, straightforward program that preserves your hard-earned equity, let’s chat. This approach might be the perfect solution, combining the flexibility of a quick sale with the confidence of achieving top market value.
With Sean and Blanca Real Estate, we’re here to guide you, step-by-step, towards the option that best fits your goals.
651-336-7612
eXp Realty - Luxury - 4X ICONS - Licensed in TX & MN.
